Peace of Mind for Today

Security for Tomorrow

About UsContact Us
Locally Owned and Operated since 1995.

Philip Garlow started Garlow Insurance Agency, Inc. with one simple goal; helping friends and neighbors with Auto, Home, Life and Commercial Insurance. Today, Garlow Insurance Agency is an independent agency that employs more than 65 insurance professionals in South Charleston, Teays Valley, Lavalette, Point Pleasant, and Glasgow with still one goal; helping friends and neighbors, like you.


We offer competitive Home, Farm, Renters, Flood, Excess Liability, Inland Marine coverage, and more.


Multi-Policy Discounts may be available. Ask us about Long-term care or Disability Insurance, too.


You won’t find better Commercial Auto, Property, General Liability and Workers Comp policies!

and MORE!

We have Insurance Packages for Churches, Landlords, RV, Boat, Pet and “Right to Defend” Firearm’s Liability!

wE Work for You

Garlow Insurance Agency, Inc. is an Independent Agency with access to multiple insurance carriers. Meaning you can rely on our agents to help you pick the right policies for your home, family, business and employees.

We don’t work for companies whose policies we offer. WE WORK FOR YOU!

And wherever you live in West Virginia, we have local offices ready to serve you in South Charleston, Teays Valley, Lavalette, Point Pleasant and Glasgow. Stop by and see us! Need Auto, Home, Commerical, Pet or other Insurance? Give us a call, today! (304) 347-8972

We are PROUD to be the Insurance Agency you trust.

Garlow Insurance Agency is one of Erie Insurance’s largest local agencies. However, we have over 25 other major insurance carriers (and dozens of insurance brokers) to choose from to write JUST the policy for you, your family or business. In fact, we wrote and serviced over 30,000 policies, last year. We do not take your trust in us for granted. We understand that behind every policy we write there’s an individual, family, or business owner who needs to account for every dollar as they invest in peace of mind for today and security for tomorrow.

Insurance Carriers

Policies Serviced Last Year

A Time of Giving Thanks – Our Clients

We are grateful for your business. You have entrusted Garlow Insurance Agency to insure your most valued possessions — your family, life, home, and belongings. We know each and every day can be full of its own stress factors. But, today, you have peace of mind knowing we are working to protect your financial security, tomorrow.

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What Happens Next: After an Automobile Accident?

Let’s imagine despite your best efforts you’ve had an automobile accident. What should you do immediately? And what other steps should you take? If and when you are involved in an automobile accident call 911, take photos and call your Garlow Insurance Agent. We’ll take it from there.

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Disco Bear Lee

Bear Lee is flashing waaaay back on this Throwback Thursday! All the way to the 70's to remind you to "Stay Alive".  While that's wonderful advice, Garlow Insurance Agency can do him one better when it comes to Life Insurance. Actually, SEVERAL things better! Garlow...

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“I have to say without any hesitation, it has been a smooth ride moving over to Garlow Insurance. If you are looking for the best rates and quick responses, move over to Garlow! I highly recommend them.” David Miller

“[My Agent at Garlow Insurance Agency] is by far the best insurance agent I have dealt with. He is easy to work with and he saved me a ton of money by getting me the best deal possible on my insurance. Thanks again, man!” William Alderson

If you have an insurance-related question or are in need of new coverage please, let us hear from you. We’re only a click away!
20 MacCorkle Avenue South Charleston, WV 25303
(304) 347-8972

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