Peace of Mind for Today

Security for Tomorrow

About UsContact Us

Affordable, Insurance in Charleston, West Virginia since 1995.

Philip Garlow started Garlow Insurance Agency, Inc. with one simple goal; helping friends and neighbors with Auto, Home, Life and Commercial Insurance. Today, Garlow Insurance Agency is an independent agency that employs more than 65 insurance professionals in South Charleston, Teays Valley, Point Pleasant, and Glasgow with still one goal; helping friends and neighbors, like you.


We offer competitive Home, Farm, Renters, Flood, Excess Liability, Inland Marine coverage, and more.


Multi-Policy Discounts may be available. Ask us about Long-term care or Disability Insurance, too.


You won’t find better Commercial Auto, Property, General Liability and Workers Comp policies!

and MORE!

We have Insurance Packages for Churches, Landlords, RV, Boat, Pet and “Right to Defend” Firearm’s Liability!

We Work for You

Garlow Insurance Agency, Inc. is an Independent Agency with access to multiple insurance carriers. Meaning you can rely on our agents to help you pick the right policies for your home, family, business and employees.

We don’t work for companies whose policies we offer. WE WORK FOR YOU!

And wherever you live in West Virginia, we have local offices ready to serve you in South Charleston, Teays Valley, Point Pleasant and Glasgow. Stop by and see us! Need Auto, Home, Commerical, Pet or other Insurance? Give us a call, today! (304) 347-8972

We are PROUD to be the Insurance Agency you trust.

Garlow Insurance Agency is one of Erie Insurance’s largest local agencies. However, we have over 25 other major insurance carriers (and dozens of insurance brokers) to choose from to write JUST the policy for you, your family or business. In fact, we wrote and serviced over 30,000 policies, last year. We do not take your trust in us for granted. We understand that behind every policy we write there’s an individual, family, or business owner who needs to account for every dollar as they invest in peace of mind for today and security for tomorrow.

Insurance Carriers

Policies Serviced Last Year

Mobile Home Insurance

Take your time, but don't be shy! Give us a call. today for Mobile Home insurance. Garlow Insurance Agency is West Virginia's most trusted independent insurance agency has offered quality and affordable mobile home insurance since 1995. Call today for a...

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Metatron Unmanned Solutions

Recently, one of our wonderful clients was highlighted in the Charleston Daily Mail. We think everyone should know what they are doing, as it is unique in our area. We wish them nothing but success as they 'shoot for the sky!". Get it?  ...

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Bear Lee Resolved

Bear Lee jumps back from the future to congratulate you on being a couch potato and having cheap insurance. Don't be "Bear Lee Insured", get Garlow!

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Safety Tips: Cruise Control and Rain

There's a Facebook post that makes its rounds this time each year about the dangers of using your Cruise Control in the rain. It should come as no surprise that not everything on the Internet or on Facebook is accurate. In this case, however, you should heed the...

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It’s Bear Lee Christmas!

It's Bear Lee Christmas! Ho Ho Ho and Merry Christmas from Bear Lee Insured! Say, What's the deal with Christmas songs, anyway? They don't make sense to me.

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Is Your Insurance Ready for Winter?

Winter has come. And with winter, comes winter weather – ice, snow, and the inevitable cold air that makes you see your own breath and makes the holidays so brisk! Living in West Virginia, there are several options on how to handle the cold. You can either huddle up...

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“I have to say without any hesitation, it has been a smooth ride moving over to Garlow Insurance. If you are looking for the best rates and quick responses, move over to Garlow! I highly recommend them.” David Miller

“[My Agent at Garlow Insurance Agency] is by far the best insurance agent I have dealt with. He is easy to work with and he saved me a ton of money by getting me the best deal possible on my insurance. Thanks again, man!” William Alderson

If you have an insurance-related question or are in need of new coverage please, let us hear from you. We’re only a click away!
20 MacCorkle Avenue South Charleston, WV 25303
(304) 347-8972

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