Peace of Mind for Today

Security for Tomorrow

About UsContact Us

Locally Owned and Operated since 1995.

Philip Garlow started Garlow Insurance Agency, Inc. with one simple goal; helping friends and neighbors with Auto, Home, Life and Commercial Insurance. Today, Garlow Insurance Agency is an independent agency that employs more than 65 insurance professionals in South Charleston, Teays Valley, Lavalette, Point Pleasant, and Glasgow with still one goal; helping friends and neighbors, like you.


We offer competitive Home, Farm, Renters, Flood, Excess Liability, Inland Marine coverage, and more.


Multi-Policy Discounts may be available. Ask us about Long-term care or Disability Insurance, too.


You won’t find better Commercial Auto, Property, General Liability and Workers Comp policies!

and MORE!

We have Insurance Packages for Churches, Landlords, RV, Boat, Pet and “Right to Defend” Firearm’s Liability!

We Work for You

Garlow Insurance Agency, Inc. is an Independent Agency with access to multiple insurance carriers. Meaning you can rely on our agents to help you pick the right policies for your home, family, business and employees.

We don’t work for companies whose policies we offer. WE WORK FOR YOU!

And wherever you live in West Virginia, we have local offices ready to serve you in South Charleston, Teays Valley, Lavalette, Point Pleasant and Glasgow. Stop by and see us! Need Auto, Home, Commerical, Pet or other Insurance? Give us a call, today! (304) 347-8972

We are PROUD to be the Insurance Agency you trust.

Garlow Insurance Agency is one of Erie Insurance’s largest local agencies. However, we have over 25 other major insurance carriers (and dozens of insurance brokers) to choose from to write JUST the policy for you, your family or business. In fact, we wrote and serviced over 30,000 policies, last year. We do not take your trust in us for granted. We understand that behind every policy we write there’s an individual, family, or business owner who needs to account for every dollar as they invest in peace of mind for today and security for tomorrow.

Insurance Carriers

Policies Serviced Last Year

Is Your Insurance Ready for Winter?

Winter has come. And with winter, comes winter weather – ice, snow, and the inevitable cold air that makes you see your own breath and makes the holidays so brisk! Living in West Virginia, there are several options on how to handle the cold. You can either huddle up...

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Gabby’s Sewing and More

"Gabby's Sewing and More" is a local, family-owned and operated sewing company that provides professional and trusted sewing, quilting, alteration services and much more to their customers. Their friendly, attentive staff is made up technicians that have...

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Woodcraft by Rick Rutledge

Are you looking for a gift for a special someone this Christmas? Or maybe for yourself? Longtime friend of Garlow Insurance Agency, and client, Rick Rutledge is creating unique pieces from trees sourced from his own farm in Putnam County. Please stop by...

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A Christmas Insurance Poem

Twas weeks before Christmas and wouldn't you know it? An electrical fire destroyed our tree and presents below it. Ma and children were fine; the fire was quickly contained. But what would we do for Christmas? Twas time to file an insurance claim. Our Garlow Agent was...

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Boxes with a Purpose

Garlow Insurance Agency is partnering with Boxes With A Purpose and The Union Mission to make a difference in the lives of local families, this Christmas. Boxes with a Purpose Helping Bring Christmas Joy to Children in Foster Care Adopt a...

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A Time of Giving Thanks – Our Clients

We are grateful for your business. You have entrusted Garlow Insurance Agency to insure your most valued possessions — your family, life, home, and belongings. We know each and every day can be full of its own stress factors. But, today, you have peace of mind knowing we are working to protect your financial security, tomorrow.

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“I have to say without any hesitation, it has been a smooth ride moving over to Garlow Insurance. If you are looking for the best rates and quick responses, move over to Garlow! I highly recommend them.”

David Miller

“[My Agent at Garlow Insurance Agency] is by far the best insurance agent I have dealt with. He is easy to work with and he saved me a ton of money by getting me the best deal possible on my insurance. Thanks again, man!”

William Alderson

If you have an insurance-related question or are in need of new coverage please, let us hear from you. We’re only a click away!

20 MacCorkle Avenue South Charleston, WV 25303

(304) 347-8972

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