More about Garlow Insurance Agency, Inc.

Our President, Philip Garlow, grew up in West Virginia the youngest of four children. It was there he learned hard work and fair dealings from his father. Those are the values he depended on when he started Garlow Insurance Agency, Inc, from scratch in 1995. In the beginning, it was just Philip working out of his home. 20+ years later, Garlow Insurance Agency, Inc. employs more than 65 insurance professionals across in 5 offices around West Virginia – all serving local individuals, families and business folk, just like you.

As an independent Agency, Garlow Insurance has access to dozens of insurance providers. However, we don’t represent the carriers, we represent you.

 

If you stop by our main office in South Charleston, WV, you'll find something a little odd ...a 1928 Chevy truck parked right inside our building. It's here for two reasons, we've been selling auto insurance a long time (okay, not THAT long), but mainly because this vehicle rolled off the assembly line the very same year Philip Garlow's father was born.

Garlow Insurance Agency is one of the most experienced property and casualty insurance brokerage agencies in Charleston, serving some of the regions finest businesses. The Property and Casualty Group represents the full array of property and casualty insurance carriers. Their knowledge and experience have earned the trust of many small and large firms throughout the area.

Locally owned and operated, our agents don’t just sell you insurance. We take time to get to know your needs to ensure you receive the best insurance coverage possible. As an independent agency with access to multiple insurance carriers, you can rely on our agents to help you pick the right policies for your home, family, business and employees.

PERSONAL INSURANCE
We offer competitive Home, Renters, Excess Liability, Flood, Auto, ARV, RV, Boat and Inland Marine Coverage (jewelry, guns, furs, coins, etc.).

Contact us for:
• Personal Home & Auto Packages
• Home Owner Insurance
• Renter’s Insurance
• Individual Auto Insurance
• Recreation Vehicle Coverage
• Disaster Insurance
• Fire Damage Insurance
• Flood Coverage
• Personal Business Insurance
• Motorcycle Insurance
• Mobile Home Coverage
• and More!

Contact the Team at Garlow Insurance Agency, Inc. today and choose a package that fits your budget.

We also offer “Right to Defend” Firearms Liability!

LIFE INSURANCE
Don’t leave life to chance. Protect your loved ones and yourself and avoid the high costs of inadequate protection. Contact the team at Garlow Insurance Agency, Inc. so you can avoid the hefty charges when you’re unable to work and the bills pile up.

Our goal is to protect our clients if life becomes overwhelming. With the help of proper coverage, we ensure you’ll be back on your feel and ready to seize the day.

Protect yourself with exceptional medical coverage. Meet with a friendly Agent and discuss your options and available packages today.

RETIREMENT OR INVESTMENT
Have you recently changed jobs? Come in and let’s talk. We can advise you on a retirement plan rollover and investment options.

Plan for tomorrow, today!

COMMERCIAL INSURANCE
Running a business is strenuous, Insurance doesn’t need to be. Regardless of what you do, our experienced agents at Garlow Insurance Agency, Inc. will consult with you to determine what level of coverage you’re seeking and provide you with the best rates available for you and your business.

We offer competitive commercial auto, property, general liability, umbrella, and worker’s compensation policies. Whether your business is big or small, we do it all!

Available Coverage for your Business:

  • Business Bonds
  • Builder’s Risk Insurance
  • Auto Insurance – Business
  • Contractor Bonds
  • Director & Officer Liability
  • EPLI
  • Garage Keeper Liability
  • Public Entity Programs
  • Trucking Insurance
  • Workers’ Compensation
  • Church Package Policies
  •  Commercial
    • Liability
    • Umbrella Policy
    • General Package Policies
HEALTH INSURANCE
We offer Group Health, Dental, Vision, and AFLAC supplemental plans.

Our goal is to protect our clients if life becomes overwhelming. With the help of proper coverage, we ensure you’ll be back on your feet and ready to seize the day. 

Protect yourself with exceptional medical coverage. Meet with a friendly Agent and discuss your options and available packages today.

Garlow Insurance Carriers