Auto Insurance

West Virginia law requires motorists to have liability and uninsured motorist auto insurance coverage.

Liability coverage helps to cover the costs of property damage or injuries you might cause to someone else in an automobile accident. The required liability minimums are:

  • $25,000 for bodily injury, per person
  • $50,000 for bodily injury, per accident
  • $25,000 for property damage

Uninsured Motorist Coverage helps to pay for property damage or injuries you might suffer in an automobile accident with someone who is not carrying insurance. While motorists must have at least the minimum requirement for uninsured motorist coverage, insurance providers are required to offer the maximum limits of uninsured motorist coverage of:

  • $100,000 for bodily injury, per person
  • $300,000 for bodily injury, per accident
  • $50,000 for property damage

Give us a call at Garlow Insurance. We can help sort through the minimum and maximum levels of coverage and make sure we write a specific policy to fit your lifestyle and budget. We offer a wide range of policies and packages tailored to your individual needs.

Our Agents do the work for you and find you the best available price for your coverage. We provide personal packages or individual quotes determined by your preferences.

Our Team Has You Covered

Garlow Insurance Agency, Inc. has a team of agents across five convenient West Virginia locations ready to go to work for you. Anyone of our over 60 experienced, caring and knowledgeable agents can research the dozens of premium carriers we offer and write a Personal Policy to suit your budget and lifestyle in areas such as:

Home & Auto Packages
Home Owner
Renter’s
Individual Auto
ATV / RV Coverage
Disaster
Pets

Fire Damage
Flood Coverage
Personal Business
Motorcycle
Mobile Home
and More!